Local-first finance for real life

Plan cash flow as a living timeline, not a locked monthly spreadsheet.

Epopt helps you model income, expenses, and transfers as events that move through your accounts. Your data stays on your device and syncs only through channels you control.

Why Epopt

  • Multiple pools for checking, savings, and cash envelopes
  • Recurring series with anchored schedules like bi-weekly paydays
  • One-off overrides for date shifts, skips, and amount edits
  • Scenario mode for what-if planning without changing live data

Private by default

No telemetry, no cloud login requirement, and no data broker integrations.

Event stream planning

Track money as dated events flowing through accounts instead of static category buckets.

Range-aware forecasting

Plan with low and high estimates to model uncertainty before real spending happens.

Built for uncertain months and changing plans

Epopt uses amount ranges and per-occurrence overrides so you can shift events, skip one month, or correct a single amount without breaking your whole budget model.